专四预测作文信用卡对学生的影响

　　20xx年英语专四考试预测作文：信用卡对学生的影响
　　Recentlysomebanksextendtheirbusinesstouniversitycampusandoffercreditcardstostudents。Alotofpeopleworrythatcreditcardsmayringharmtostudents，whileothersdon39；tthinkso。Whatisyouropinion？
　　WriteonANSWERSHEETTHREEacompositionofabout200wordsonthefollowingtopic：
　　WillCreditCardsBringHarmtotheStudents？
　　Youaretowriteinthreeparts。
　　Inthefirstpart，statespecificallywhatyouropinionis。
　　Inthesecondpart，supportyouropinionwithappropriatedetails。
　　Inthelastpart，bringwhatyouhavewrittentoanaturalconclusionorasummary。
　　Markswillbeawardedforcontent，organization，grammarandappropriateness。Failuretofollowtheinstructionsmayresultinalossofmarks。
　　范文：WillCreditCardsBringHarmtotheStudents？
　　Recently，inordertoextendbusinesstouniversitycampus，somebanksoffercreditcardstocollegestudents。Manypeopleworrythatcreditcardsmaydoharmtostudents，whileothersdon39；tthinkso。Inmyopinion，creditcardsaregoodforstudentsiftheyareusedappropriately。
　　First，whenastudentusescreditcards，heneedn39；tbringmuchcashwithhimeveryday。Andthelesscashhebrings，thelessheneedstoworryaboutbeingstolen。Second，usingcreditcardscanminimizethechancesofreceivingforgednotes。Studentsarenotquitegoodatdistinguishingforgednotes，andthusoftenbecomevictimsofcoiners。Iftheyusecreditcards，itwillbeverypossibleforthemtoavoidreceivingforgednotesbecausetheydon39；tneedtogetthechanges。Third，usingcreditcardscanhelpstudentstoknowmoreaboutcredit。Iftheydon39；trepaytheircreditaccountintime，theywillhavetopaymoreinterestsandwhat39；sworse，theywillgetabadcreditrecordwhichwillbringinconveniencetotheminthefuture。
　　Therefore，Ibelievethatcreditcardswillnotbringharmtostudentsifusedreasonably。