source:businessinsiderbyKathleenElkinsandLibbyKane 欲翻译的小伙伴,可评论领稿,并把已完成的译文贴在评论处或发在自己的心理圈内。请领稿的小伙伴,尽量在一个星期内完成翻译,谢谢!! Masteringyourmoneyhasalotmoretodowithpsychologyandmindsetthanwemightthink。 ThatswhatNapoleonHillpreachedinhisbestselling1937book,ThinkandGrowRich,theculminationofhisintensivestudyofover500selfmademillionaires。 SelfmademillionaireSteveSiebold,whohasinterviewed1,200oftheworldswealthiestpeopleduringthepastthreedecades,agrees。Asbackwardsasitsounds,gettingrichoftenhaslesstodowiththemoneythanthementality,hewritesinhisbookHowRichPeopleThink。 Hereare21mindsetsofthewealthythatyoucouldadopttoday: MandiWoodruffcontributedreportingtothispost。 Richpeoplebelievepovertyistherootofallevil 。。。whileaveragepeoplethinkmoneyistherootofallevil。 AccordingtoSiebold,theresacertainshamethatcomesalongwithgettingrichinlowerincomecommunities。 Theaveragepersonhasbeenbrainwashedtobelieverichpeopleareluckyordishonest,hewrites。Theworldclassknowsthatwhilehavingmoneydoesntguaranteehappiness,itdoesmakeyourlifeeasierandmoreenjoyable。 Richpeoplethinkselfishnessisavirtue 。。。whileaveragepeoplethinkselfishnessisavice。 Therichgooutthereandtrytomakethemselveshappy。Theydonttrytopretendtosavetheworld,SieboldtoldBusinessInsider。 Theproblemisthatmiddleclasspeopleseethatasanegativeanditskeepingthempoor,hewrites。Ifyourenottakingcareofyou,yourenotinapositiontohelpanyoneelse。Youcantgivewhatyoudonthave。 Richpeoplehaveanactionmentality 。。。whileaveragepeoplehavealotterymentality。 Whilethemassesarewaitingtopicktherightnumbersandprayingforprosperity,thegreatonesaresolvingproblems,Sieboldwrites。 Thehero〔mostpeople〕arewaitingforismaybeGod,government,theirboss,ortheirspouse。Itstheaveragepersonslevelofthinkingthatbreedsthisapproachtolifeandlivingwhiletheclockkeepstickingaway。 Richpeoplebelieveinacquiringspecificknowledge 。。。whileaveragepeoplethinktheroadtorichesispavedwithformaleducation。 Manyworldclassperformershavelittleformaleducation,andhaveamassedtheirwealththroughtheacquisitionandsubsequentsaleofspecificknowledge,Sieboldwrites。 Meanwhile,themassesareconvincedthatmastersdegreesanddoctoratesarethewaytowealth,mostlybecausetheyaretrappedinthelinearlineofthoughtthatholdsthembackfromhigherlevelsofconsciousness。。。Thewealthyarentinterestedinthemeans,onlytheend。 Richpeopledreamofthefuture 。。。whileaveragepeoplelongforthegoodolddays。 Peoplewhobelievetheirbestdaysarebehindthemrarelygetrich,andoftenstrugglewithunhappinessanddepression,Sieboldwrites。 Selfmademillionairesgetrichbecausetheyrewillingtobetonthemselvesandprojecttheirdreams,goals,andideasintoanunknownfuture。 Richpeoplethinkaboutmoneylogically 。。。whileaveragepeopleseemoneythroughtheeyesofemotion。 Anordinarilysmart,welleducated,andotherwisesuccessfulpersoncanbeinstantlytransformedintoafearbased,scarcitydriventhinkerwhosegreatestfinancialaspirationistoretirecomfortably,Sieboldwrites。 Theworldclassseesmoneyforwhatitisandwhatitsnot,throughtheeyesoflogic。Thegreatonesknowmoneyisacriticaltoolthatpresentsoptionsandopportunities。 Richpeoplefollowtheirpassion 。。。whileaveragepeopleearnmoneydoingthingstheydontlove。 Totheaverageperson,itlooksliketherichareworkingallthetime,Sieboldsays。Butoneofthesmarteststrategiesoftheworldclassisdoingwhattheyloveandfindingawaytogetpaidforit。 Ontheotherhand,membersofthemiddleclasstakejobstheydontenjoybecausetheyneedthemoney,andtheyvebeentrainedinschoolandconditionedbysocietytoliveinalinearthinkingworldthatequatesearningmoneywithphysicalormentaleffort。 Richpeopleareupforthechallenge 。。。whileaveragepeoplesetlowexpectationssotheyreneverdisappointed。 Psychologistsandothermentalhealthexpertsoftenadvisepeopletosetlowexpectationsfortheirlifetoensuretheyarenotdisappointed,Sieboldwrites。 But,hesays,noonewouldeverstrikeitrichandlivetheirdreamswithouthugeexpectations。 Richpeopleuseotherpeoplesmoney 。。。whileaveragepeoplebelieveyouneedmoneytomakemoney。 Sieboldsaysthericharentafraidtofundtheirfuturefromotherpeoplespockets。 Richpeopleknownotbeingsolventenoughtopersonallyaffordsomethingisnotrelevant。Therealquestionis,Isthisworthbuying,investingin,orpursuing?hewrites。 Richpeopleknowthemarketsaredrivenbyemotionandgreed 。。。whileaveragepeoplebelievetheyredrivenbylogicandstrategy。 Therichknowthattheprimaryemotionsthatdrivefinancialmarketsarefearandgreed,andtheyfactorthisintoalltradesandtrendstheyobserve,Sieboldwrites。Thisknowledgeofhumannatureanditsoverlappingimpactontradinggivesthemstrategicadvantageinbuildinggreaterwealththroughleverage。